i.Investment Management
Goals-based and tax-aware. Built around your timeline, not against a benchmark. Globally diversified, tactically rebalanced, and reviewed against your plan every quarter.
- Goals-based portfolio construction
- Tax-aware asset location
- Direct indexing for high-tax-bracket clients
- Alternative investments where appropriate
- Quarterly rebalancing & loss harvesting
Ii.Tax Strategy
Every dollar of compensation, distribution, and investment return is typically taxed somewhere. We map the topography first and build accordingly — in coordination with your CPA.
- Roth conversion sequencing
- Backdoor & mega-backdoor Roth strategy
- QSBS planning
- Charitable bunching & donor-advised funds
- Asset location & lot-level harvesting
iii.Retirement Plan Design
For business owners and practice owners, a retirement plan that aligns with their objectives can make an impact. We help quarterback ongoing administration with the right TPA partners.
- 401(k) profit-sharing plans
- Cash-balance & defined-benefit plans
- Combo plans for maximum deferral
- Annual plan testing & compliance
- Plan transitions & rollover coordination
iv.Risk & Asset Protection
High-income earners can be high-litigation targets. Coverage that’s right for your specialty, structured before you need it — and reviewed annually as the picture changes.
- Own-occupation disability for physicians
- Term & permanent life insurance analysis
- Umbrella & excess liability planning
- Long-term care planning
- Buy-sell & key-person funding
v.Estate & Legacy Planning
We work alongside your attorney to help ensure your estate plan is funded, coordinated, and current. The will is the start; the beneficiary forms and the asset titling are where many plans may win or fail.
- Will & revocable trust review
- Beneficiary designation coordination
- Guidance on irrevocable trust strategies
- Multi-generational gifting
- Evaluate charitable structures (CRTs, DAFs)
Vi.Ongoing Coordination
The thread that ties it together. Quarterly reviews, annual recalibration, and year-round availability for the decisions that actually move the needle.
- Quarterly portfolio & plan reviews
- Annual full-plan recalibration
- Life-event responsiveness
- Coordinated CPA and attorney meetings
- Documented decision history